Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration

Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration

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Wealthy Canadians aren't necessarily better at picking investments—they're often playing a completely different financial game.

In this episode, Darren and Christina reveal six principles wealthy families use to build, protect and pass down their wealth. They explain why liquidity can be more valuable than a slightly higher return, why taxes must be considered before every major financial decision and why wealthy families build coordinated financial systems instead of collecting disconnected products.

Most importantly, these strategies aren't reserved for people who are already wealthy. They're often how people become wealthy in the first place.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Show notes:

00:00 - Harvest Your Wealth & Corporate Tax Masterclass

01:35 - What Wealthy Canadian Families Understand

05:24 - Principle #1: Liquidity Is an Asset

09:54 - Principle #2: Wealthy People Think in Decades

12:55 - Principle #3: Taxes Aren't a Once-a-Year Problem

15:07 - Principle #4: Control Matters More Than Returns

17:19 - Principle #5: Wealth Is a Family Project

19:53 - Principle #6: Build a Financial System, Not a Collection of Products

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration

Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration

Housing. Groceries. Clothing. Canadians are watching the cost of nearly everything climb—but none of those may be the biggest expense destroying your wealth.

According to the Fraser Institute's Canadian Consumer Tax Index 2026, the average Canadian family earned approximately $121,000 in 2025 and paid nearly $51,000 in total taxes. That means roughly 42% of its income went toward taxes—more than food, shelter and clothing combined.

In this episode, Darren and Christina break down the taxes Canadians see, the taxes hiding in the cost of everyday life and the future taxes being created through government deficits.

They also compare the Canadian and American tax systems, examine why highly skilled workers, entrepreneurs and investment capital are leaving Canada, and explain how tax rules can severely limit the wealth-building ability of Canadian business owners and real estate investors.

Most importantly, they discuss what Canadians can actually control—and how properly structured high-cash-value life insurance may help reduce taxation on the growth, access and eventual transfer of their wealth.

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Show notes:

00:00 - Tax Is Your #1 Wealth Destroyer

02:07 - The Average Canadian Family Pays Nearly $51,000 in Tax

05:06 - The Taxes Canadians Don't See

08:24 - Today's Deficits Are Tomorrow's Taxes

10:33 - Canada vs. the United States

12:35 - Canada's Silent Brain Drain

16:15 - How Canadian Tax Rules Punish Business Growth

17:55 - The Real Estate Tax Difference

22:38 - Turning the Tax Problem Into a Planning Opportunity

23:20 - How High-Cash-Value Life Insurance Is Taxed

25:21 - The Corporate Tax Strategy Business Owners Overlook

27:02 - If You Don't Have a Plan, the CRA Does

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration

Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration

What if the money you're saving for the future could still be used to grow your business, purchase real estate or take advantage of opportunities today?

In this episode of Control and Compound, Darren Mitchell and Christina Wyatt are joined by Control and Compound wealth coaches Dan Spry, Jake Mitchell and Ryan O'Quinn for a conversation about infinite banking, high-cash-value life insurance and the strategies they use to help Canadians build and protect their wealth.

The team explains why their process begins with education, how properly structured participating whole life insurance differs from traditional insurance and why many business owners are surprised to discover its potential as a long-term corporate tax strategy.

They also discuss creating an opportunity fund, generating uninterrupted compound growth, accessing money without sacrificing retirement savings and building a financial strategy designed to serve multiple generations.

If you're a Canadian business owner, real estate investor, farmer or high-net-worth individual looking for greater control over your capital, this episode will help you understand what may be possible.

In this episode:

• Why Control and Compound specializes in infinite banking

• How education helps clients make better financial decisions

• The difference between an expense and a wealth-building asset

• Using your capital while it continues compounding

• Building a tax-efficient retirement inside a corporation

• Why long-term service matters when policies can last generations

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Show notes:

00:00 - Harvest Your Wealth and Corporate Tax Masterclass

01:16 - Meet the Control and Compound Wealth Coaches

05:13 - What Makes Control and Compound Different?

08:36 - Real-Life Applications and Long-Term Support

10:14 - Using Your Money Without Sacrificing Retirement

11:47 - The Biggest Misconception About Infinite Banking

13:10 - A Powerful Tax Strategy for Business Owners

14:30 - How to Work With a Wealth Coach

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

Join the Harvest Your Wealth launch team: https://hub.controlandcompound.com/harvest-your-weath-book-launch-team-registration

Register for the free Corporate Tax Masterclass: https://hub.controlandcompound.com/corporate-tax-masterclass-webinar-registration

Canada's trade negotiations with the United States have collapsed—and 50% tariffs are now in effect on billions of dollars in goods. What did Canada walk away from, who will ultimately pay for the retaliation, and what could this mean for Canadian businesses, jobs and investment?

In the September 2026 Monthly Update, Darren Mitchell and Christina Wyatt break down the escalating Canada–U.S. trade war, the unanswered questions surrounding the rejected deal, and why small and medium-sized businesses could bear the greatest cost.

They also cover Canada's latest inflation numbers, including Nova Scotia's 5% inflation rate, the Bank of Canada's next move, a slow Canadian housing market, strong stock-market performance, and Bitcoin's sudden 21% monthly surge.

Plus, Darren shares details on his upcoming book, Harvest Your Wealth, and Control & Compound's free Corporate Tax Masterclass for Canadian business owners on September 29.

Show notes:

00:00 - September update and Harvest Your Wealth announcement

02:56 - Will the Bank of Canada hold rates again?

05:00 - Inflation rises—and reaches 5% in Nova Scotia

08:31 - Canadian dollar and stock-market update

12:28 - Why Bitcoin surged 21% in one month

16:59 - Canada's housing market remains stalled

19:38 - Canada–U.S. trade negotiations collapse

25:09 - The threat of 50% tariffs on Canadian vehicles

26:03 - Who actually pays for retaliatory tariffs?

28:35 - Small businesses, jobs and investment at risk

30:32 - Can Canada really diversify away from the U.S.?

33:31 - Canadian life insurers report strong earnings

35:09 - New book and Corporate Tax Masterclass

37:14 - What's coming next from Control & Compound

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Do high-income Canadians actually pay their fair share of taxes?

It is one of the most emotionally charged arguments in Canadian politics. But before Canadians decide who should pay more, we need to understand who is already paying what.

In this episode, Darren and Christina examine Canada's progressive tax system, including new data showing that the top 20% of income-earning families pay 65.3% of the country's personal income taxes. They also explore what happens when higher tax rates influence investment, entrepreneurship, hiring and the movement of capital and skilled professionals.

This is not simply a debate about defending wealthy Canadians. It is a conversation about the kind of tax system that produces the most opportunity, prosperity and revenue for Canada.

Do high-income Canadians pay their fair share, or should they be paying more? Let us know what you think in the comments.

Show notes:

00:00 - Do high-income Canadians pay their fair share?

01:56 - The argument to "tax the rich"

02:46 - Who qualifies as a high-income Canadian?

05:19 - Who actually pays Canada's income taxes?

07:31 - Is raising tax rates the answer?

09:19 - How people respond to higher taxes

11:33 - The true cost of losing an entrepreneur

12:47 - Canada is competing for talent and investment

14:06 - Who builds Canada's tax base?

15:12 - What Canadians think about their taxes

16:19 - The tax conversation Canada should be having

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Ray Kroc didn't invent McDonald's. He recognized that one successful restaurant could become something much bigger.

At 52 years old, Kroc took the McDonald brothers' efficient restaurant model and transformed it into a global system. But hamburgers were only one part of the strategy.

In this Financial Autopsy, Darren and Christina examine how Ray Kroc used standardization, franchising, real estate and accessible capital to build one of the most recognizable businesses in history.

They break down:

• Why McDonald's true product was its system

• How single-location franchises helped Kroc maintain control

• Why real estate became central to the company's business model

• How Kroc reportedly borrowed against life insurance policies during McDonald's early years

• The difference between owning a business and owning a job

• Six lessons today's entrepreneurs can learn from Ray Kroc

Ray Kroc's greatest innovation wasn't the hamburger. It was building a business that could operate consistently without depending on one individual.

If you're a Canadian business owner who wants greater control over your capital and a system built for long-term growth, this episode is for you.

Show notes:

00:00 - How Ray Kroc changed the world

01:27 - The opportunity the McDonald brothers couldn't see

03:00 - McDonald's wasn't selling hamburgers

04:09 - Why Kroc sold franchises one location at a time

05:58 - How McDonaldization changed modern business

07:23 - Do you own a business or a job?

10:15 - McDonald's real breakthrough was real estate

13:20 - How Ray Kroc accessed capital when banks wouldn't help

15:41 - Six lessons entrepreneurs can learn from Ray Kroc

17:00 - Working on your business instead of inside it

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

You spent years building your company, creating revenue and accumulating retained earnings. But once the money has been made, an entirely different challenge begins:

How do you keep it working without losing access or control?

In this episode, Darren and Christina explain why successful business owners eventually begin thinking like bankers… even when they don't realize it.

They examine how banks generate wealth by controlling the movement of capital, why traditional places for storing corporate wealth can leave money trapped or inefficient, and how properly structured participating whole life insurance can help entrepreneurs build their own banking system.

You'll learn why infinite banking isn't simply an investment strategy, how corporate-owned life insurance can strengthen a corporation's financial position, and why making money and managing capital require two completely different skills.

If you've built a successful business and are now wondering what to do with the money it has created, this episode is for you.

Subscribe for straight-talking Canadian financial insights, business-owner strategies, and conversations you won't hear from your bank.

Check out our webinar on infinite banking: https://shorturl.at/k1V89

Show notes:

00:00 - Why Successful Business Owners Become Bankers

01:55 - How Banks Actually Make Their Money

05:11 - The Evolution of a Successful Business Owner

07:11 - You May Already Be Building a Banking System

09:00 - The Problem With Trapped Corporate Capital

10:48 - Infinite Banking as a Capital Management Strategy

13:17 - Using Life Insurance as a Corporate Asset

15:01 - Getting Wealth Out of Your Corporation

17:20 - The Questions Wealthy Entrepreneurs Ask

19:20 - The Lesson Banks Have Been Teaching Us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Courtney and Terrence Howell didn't move to rural Newfoundland because it was the easiest place to build a business. They moved there because it was where they wanted to build their life.

After meeting while teaching English in South Korea, the couple eventually settled in Grates Cove, Newfoundland and Labrador. With backgrounds in anthropology and fine arts, they launched an art and tourism business before transforming an old school into a Cajun-Creole fusion restaurant.

Then a walk along the beach changed everything.

Terrence, who has lived with Crohn's disease for most of his life, was dealing with serious irritation around his medical appliance. After handling a piece of local seaweed and noticing an unexpected change in his skin, he and Courtney began exploring how its naturally occurring bioactive compounds could be extracted and preserved.

That discovery eventually became 7 Fathoms Seaweed Skin Care.

In this Entrepreneurial Spotlight, Courtney and Terrence join Darren to discuss building a business in rural Newfoundland, finding their earliest customers, working with scientific researchers, sustainably harvesting seaweed, appearing on Dragons' Den and preparing 7 Fathoms for its next stage of growth.

Learn more about 7 Fathoms Seaweed Skin Care: https://www.7fathomsseaweedskincare.ca/

Follow Control & Compound for more conversations about Canadian business, entrepreneurship, investing and building lasting wealth.

Show notes:

00:00 - From Seaweed to a Growing Skincare Company

01:15 - Meet Courtney and Terrence Howell

02:02 - Choosing a Life in Rural Newfoundland

03:14 - Starting Their First Business

04:04 - Building a Restaurant at the End of the Road

06:25 - Terrence's Journey With Crohn's Disease

08:59 - The Walk on the Beach That Changed Everything

11:15 - Turning a Personal Discovery Into a Product

13:43 - When Customers Started Calling

15:44 - The Scientist Who Walked Into Their Restaurant

19:01 - Why Entrepreneurial "Luck" Isn't Really Luck

19:19 - Discovering the Science Inside Newfoundland Seaweed

22:09 - Navigating the Difficult Years

25:00 - Raising a Family While Building a Business

27:07 - Scaling From Rural Newfoundland

31:05 - Harvesting Seaweed Sustainably

36:19 - Making It Onto Dragons' Den

38:53 - Preparing for the Dragons' Den Effect

41:37 - The Biggest Myth About Entrepreneurship

45:23 - Curiosity, Courage and Giving Back

45:51 - Where to Find 7 Fathoms

Check out our webinar on infinite banking: https://shorturl.at/k1V89

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

The Bank of Canada says the Canadian economy is beginning to improve, inflation has fallen to 2.8%, the TSX has reached another all-time high and Canadian consumers continue to spend.

So why does the economic outlook still feel so uncertain?

In the August 2026 Economic Update, Darren and Christina break down the proposed 50% U.S. tariffs on certain Canadian products, the latest movement in the Canadian dollar, what's driving the Canadian and American stock markets, and why major institutions continue buying Bitcoin.

They also examine the growing disconnect between the federal government's promise to build 500,000 homes annually and CMHC's forecast that Canadian housing starts will decline over the next several years.

Darren also digs into the newly opened Gordie Howe International Bridge, why the project is great news for Canadian trade and the unanswered questions surrounding the revised revenue-sharing agreement with the United States.

Plus, they discuss the difference between mortgage insurance and personally owned term insurance, Manulife's growing use of AI, Control & Compound's new Instagram account and the episodes coming in August.

*** Follow the new official Control & Compound Instagram account: @controlandcompound_

Show notes:

00:00 - Canada's August Economic Update

03:54 - Bank of Canada Holds Interest Rates

06:42 - Inflation Falls but Groceries Keep Rising

08:15 - What's Pushing Down the Canadian Dollar?

10:30 - The TSX Outpaces the S&P 500

15:02 - Bitcoin Rebounds as Institutions Keep Buying

18:54 - Canada's Housing Market Begins to Stabilize

20:55 - The Government Promised 500,000 Homes a Year

23:13 - The Gordie Howe Bridge Is Officially Open

25:42 - Questions About the Revised Bridge Agreement

30:38 - Trump's Proposed 50% Tariffs

32:34 - Some Positive News for Canada's Economy

34:36 - Term Insurance Versus Mortgage Insurance

37:04 - How Manulife Is Using AI

39:07 - Control & Compound's New Instagram Account

41:18 - Recent Episodes and What's Coming in August

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

Check out our webinar for business owners: https://hub.controlandcompound.com/business-masterclass-webinar-replay

Michele Romanow didn't build her wealth by chasing a bigger salary. She built companies, retained ownership and used each success to create her next opportunity.

In this financial autopsy, Darren and Christina examine how the Dragons' Den investor went from launching a caviar company in New Brunswick to building businesses such as Buytopia, SnapSaves and Clearco. More importantly, they break down the financial pattern that continued throughout her career.

You'll learn why ownership can create wealth differently than income, how skills and relationships compound alongside money, why entrepreneurs should think carefully before giving away equity and how successful business owners eventually make the transition from operator to investor.

Michele's journey is a Canadian success story—but the principles behind it can be applied by business owners everywhere.

Show notes:

00:00 The Financial Autopsy of Michele Romanow

01:19 - Why Michele's Story Is Different

03:50 - Meeting Michele Romanow

04:44 - The Story Before Dragons' Den

05:01 - Building a Caviar Business From Scratch

06:44 - Entrepreneurship Is About Finding Answers

08:33 - How Michele Romanow Built Her Wealth

09:03 - Why Ownership Matters More Than Income

10:22 - Turning One Success Into the Next

11:39 - The Business Problem That Inspired Clearco

12:16 - Why Founders Give Away Ownership

13:18 - Capital Without Giving Away Equity

14:22 - Control, Capital and Financial Flexibility

16:04 - Five Lessons From Michele Romanow

16:27 - Your First Business Isn't Your Forever Business

16:53 - Skills Can Compound Faster Than Money

17:28 - Protecting Your Ownership and Equity

18:26 - Making the Shift From Operator to Investor

19:30 - The Work Behind the Success

21:24 - Final Thoughts

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound_

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

LINKEDIN: https://www.linkedin.com/company/darren-mitchell-associates-inc/?viewAsMember=true

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us