Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today's episode, Darren and Christina are breaking down the OpCo trap! Most Canadian business owners are unknowingly making a massive mistake with their corporate cash — one that could cost them millions in unnecessary taxes and wipe out their eligibility for the lifetime capital gains exemption.

They discuss the difference between an Operating Company (OpCo) and a Holding Company (HoldCo), why so many business owners are leaving too much cash inside their active company, and how that decision exposes them to creditor risk, tax traps, and missed opportunities for wealth protection.

Whether you plan to sell your business, pass it on to your family, or build long-term wealth through your corporation, this episode explains how to properly structure your company — and why high cash value life insurance plays a crucial role in creating a tax-free corporate opportunity fund.

This is essential education for business owners, incorporated professionals, farmers, and real estate investors who want to maximize wealth and minimize risk. Tune in now!

Show notes:

00:00 - Introduction: Why the OpCo Trap matters

03:00 - What is an OpCo vs. a HoldCo?

04:30 - Why business owners leave too much cash inside their operating company

05:45 - Tax differences between corporate and personal income

06:30 - Why keeping cash in your OpCo feels smart… until it isn’t

08:30 - The Lifetime Capital Gains Exemption (LCGE) explained

11:00 - What is a CCPC (Canadian-Controlled Private Corporation)?

12:40 - What are QSBC shares, and how to maintain eligibility

13:40 - The 3 qualification tests for LCGE (ownership, 50% rule, 90% rule)

15:00 - How too much passive cash or real estate can disqualify your shares

16:30 - The “purification” process explained — and how to fix a dirty OpCo

18:00 - Why timing matters: you need 24 months to requalify

20:00 - Moving funds into your HoldCo for protection and flexibility

21:00 - Corporate investing do’s and don’ts — passive income warnings

22:00 - Why over $50,000 of passive income can reduce your small business deduction

23:00 - Comparing HoldCo investment options: real estate, markets, and life insurance

23:45 - Why high cash value life insurance outperforms other corporate assets

25:00 - Corporate tax efficiency, CDA benefits, and wealth preservation

26:00 - Action steps: how to avoid the OpCo Trap and build your corporate wealth strategy

27:00 - Final disclaimer and closing thoughts

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

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Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today’s episode, it’s part 7 of the Rockefeller Method Series, Darren and Christina break down Chapters 9 and 10 of What Would the Rockefellers Do? — revealing exactly how the wealthy design, structure, and fund their infinite banking policies for long-term, tax-free growth.

This episode moves from theory to real-world action. You’ll learn how to properly design your own high-cash-value life insurance policy, how to ensure you’re working with the right company, and how to find the money to fund it — without increasing your income. Tune in now!

Show notes:

00:00 - Introduction

02:00 - Understanding Human Life Value

04:45 - Designing the Perfect Whole Life Policy

07:30 - Choosing the Right Insurance Company

10:40 - Why It Works Better in Canada

11:40 - Mindful Cash Management vs. Budgeting

14:00 - The Four I’s of Efficiency

16:00 - How to Reallocate Your Money to Fund the Policy

19:00 - Corporate Strategies & Retained Earnings

21:00 - Building Your Peace of Mind & Opportunity Funds

22:40 - Wrap-up

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

Welcome back to another episode of Control and Compound. Today's episode is the first in our Entrepreneurial Series that highlights some of Canada's most successful and interesting entrepreneurs.

Episode 1 features David Fraser, founder and CEO of Bunkie Life, to talk about how a simple problem — running out of bedrooms — turned into a national phenomenon.

David shares his journey from building the first bunkie for his family, to pitching on Dragon’s Den, scaling manufacturing across North America, and building a company culture obsessed with connection and customer success.

They also dive into:

• How to grow a company while keeping its heart and values intact

• Lessons from surviving near-bankruptcy and turning it into growth

• How Bunkie Life’s “Win a Bunkie Giveaway” became a marketing goldmine

• Why “Made in Canada” still matters

• Bitcoin, entrepreneurship, and what real wealth means

• Giving back through the Ronald McDonald House partnership

Whether you’re an entrepreneur, dreamer, or family business owner, this episode is packed with inspiration, practical wisdom, and a few laughs along the way!

Show notes:

00:00 - Introduction to David Fraser

00:55 – The origin of Bunkie Life: Solving a family space problem

02:10 – First builds and early growth

05:05 – How Bunkie Life makes assembly easy for anyone

07:00 – The “Made in Canada” mission and why it matters

08:35 – Scaling without losing the heart of the company

09:50 – Creating culture, community, and “the Bunkie Life cult”

13:10 – Solving customer problems before they even happen

16:10 – The near-bankruptcy story and lessons learned

19:00 – The viral Bunkie Giveaway: marketing genius explained

22:20 – Expanding into the U.S. and what’s next for Bunkie Life

27:00 – Wealth, inflation, and the housing market reality

30:00 – Giving back: Bunkie Life + Ronald McDonald House

33:00 – Legacy, family, and building for the next generation

35:10 – Rapid fire: hardest builds, best books, and future outlook

37:20 – Advice for every Canadian entrepreneur

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today’s episode, it’s the October Update and Darren and Christina are back from the Real Estate Investing Summit to break down all the news include an interesting Bank of Canada Update, a close look at the stock market and by extension the Bitcoin market, as well as real estate news across the country and some economic news that you NEED to know. Tune in now!

Show notes:

00:00 - Introduction

00:35 - Bank of Canada update

2:05 - Inflation update

3:15 - Canadian dollar update

5:15 - Stock market update

6:15 - Bitcoin update

8:40 - Real estate update

10:45 - Economic news update

18:05 - Life insurance industry news

20:50 - Control and Compound news

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

In this episode, Darren and Christina break down the power of storytelling and how it can positively impact every aspect of your life, but especially in the world of sales. Show us a successful CEO and we’ll show you a successful salesperson. Darren and Christina will chat about how you can become a better storyteller and the power of 3s, 4s, and 5s. Tune in now!

Show notes:

00:00 - Introduction

1:45 - Darren’s examples of storytelling being impactful in business

4:55 - Why do stories land better than facts?

6:15 - “Life is sales”

8:50 - How storytelling works in the world of sales

10:50 - How to become a better storyteller

12:35 - The power of 3s, 4s, and 5s,

19:00 - The biggest takeaway from this episode

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today’s episode, Darren and Christina welcome the full team of wealth coaches for a special roundtable conversation. Instead of theory, you’ll hear firsthand stories about how each coach is using high cash value life insurance and the Infinite Banking Concept to build wealth, create tax advantages, and take control of their money.

This episode highlights just how flexible Infinite Banking really is — no matter where you are in life or what financial goals you’re chasing. Tune in now!

Show notes:

00:00 - Introduction

02:15 - Jake’s opportunity fund

3:10 - Connor’s real estate strategy

6:20 - Christina on corporate-owned policies

9:15 - Dan’s family story

10:30 - “The infinite possibilities”

15:20 - Child policies

21:10 - Wrap-up

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controlandcompound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

Is Canada officially in a recession—or are we just on the edge of one? On today’s episode, Darren and Christina dive deep into the latest Canadian economic data, GDP numbers, trade wars, government finances, and what it all means for Canadian households and investors.

But it’s not all doom and gloom. History shows that the greatest wealth-building opportunities often come during recessions. From the 2008 financial crisis (when companies like Airbnb, Uber, and Instagram were founded) to today, those positioned with access to cash and smart strategies can thrive while others struggle.

Darren and Christina share how Canadians can prepare, protect their wealth, and seize opportunities:

• Building liquidity and financial control

• Why high-cash-value life insurance (infinite banking) is a recession-proof tool

• How to avoid selling at a loss when markets dip

• Positioning yourself for once-in-a-lifetime real estate, business, and investment deals

Tune in now!

Show notes:

00:00 - Introduction

01:20 - GDP numbers explained

03:30 - Trade wars & tariffs

05:15 - Business investment collapse

07:00 - 3 major hurdles for major projects in Canada

11:20 - Employment and wages

12:50 - Government finances & deficits

15:30 - Impact on Canadian households

18:45 - Are we in recession already?

20:20 - How to prepare & seize opportunities

23:00 - Infinite banking explained

25:00 - Lessons from the 2008 crisis

28:30 - The real winners in a downturn

29:50 - Crisis = Danger + Opportunity

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

Darren and Christina are back for part 6 of The Rockefeller Method featuring a closer look at Garrett Gunderson’s book “What Would the Rockefeller’s Do?”

Today, they’re taking on Dave Ramsey and Suze Orman. For years, Ramsey and Orman have told millions of people that cash value life insurance is a terrible product and that you should “buy term and invest the difference.” But is that really true or are they leaving out some crucial details?

 In this episode, we break down:

• Why Dave and Suze’s advice isn’t all bad (and when it actually makes sense).

• The BIG flaws in “buy term and invest the difference” once you factor in fees, volatility, taxes, and term costs.

• Why whole life insurance, when designed properly, can be the foundation for wealth creation and legacy building.

• How the Rockefellers used this exact strategy to build and protect generational wealth.

• The scarcity vs. abundance mindset behind Ramsey’s approach compared to the Rockefeller strategy.

• Real numbers and Truth Concepts examples that show the massive difference between average returns and actual returns.

We’ll also cover why only about 1% of term policies ever pay out, how volatility crushes mutual fund returns, and why permanent life insurance can give you both freedom in retirement and a guaranteed tax-free legacy.

Whether you’re a Ramsey fan who’s skeptical of whole life, or a wealth creator looking for a proven strategy that’s worked for generations—you’ll want to hear this breakdown.

Show notes:

00:00 - Introduction

2:20 - Addressing some quotes from Dave and Suze

6:45 - “Buy term and invest the difference”

15:25 - Reducing long term insurance costs

16:15 - The foundation of the Rockefeller method

22:45 - How much insurance coverage do you actually need?

27:55 - Wrap up

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

On today’s episode, we’re reintroducing our episode with Scott Donnell that was recorded last year!

The episode fits nicely with our Rockefeller Series on passing down values to your children. If you haven't checked out our Rockefeller Series, it's a must watch!

Most parents think “giving more” is the best way to set their kids up for success… but what if that’s actually ruining them?

In this episode, Darren and Christina sit down with Scott Donnell — founder of GravyStack and Dinner Table, to reveal how to truly build a family legacy.

Scott has already helped over 7 million families raise financially confident kids, and today he’s breaking down:

• Why heritage > inheritance when it comes to wealth

• The 3 E’s System (Expectations, Expenses, Extra-Pay Gigs) that makes allowance obsolete

• How to use healthy struggles to build resilient, confident children

• Why schools and banks don’t (and won’t) teach financial literacy

• The simple strategies you can start TODAY to give your kids an unfair advantage for life

If you’ve ever thought “I wish I learned this when I was younger” — this episode is a must-watch. Tune in now!

Show notes:

00:00 - Introduction to Scott Donnell

5:50 - At what age should you start teaching kids about finances

10:15 - Dealing with objections from parents

17:00 - Final thoughts from Scott

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.

Watch the webinar on the Rockefeller Method now: https://shorturl.at/14eAL

Can you believe it’s September already! Darren and Christina are back for the September update and are breaking down the Bank of Canada updates, news on inflation, the Canadian dollar, as well as the stock market and bitcoin. Christina also goes in depth on the real estate outlook across Canada, there’s some good news and there’s some bad news…

They finish off the episode with some interesting life insurance industry news and what to look forward to this fall for podcast episodes. Tune in now!

Show notes:

00:00 - Introduction

00:55 - Bank of Canada Update

3:30 - Inflation update

4:40 - Canadian dollar update

6:35 - Stock market update

6:50 - Bitcoin update

10:00 - Real estate update

14:10 - Economic news update

19:05 - Life insurance industry news

20:25 - Control and Compound news

BOOK A CALL WITH US NOW: https://www.controlandcompound.com/contact-us

FIND US ON:

INSTAGRAM: https://www.instagram.com/controlandcompound/

TIKTOK: https://www.tiktok.com/@controlandcompound?lang=en

FACEBOOK: https://www.facebook.com/controlandcompound

JOIN OUR FACEBOOK COMMUNITY: https://www.facebook.com/groups/controlandcompound

Thank you for tuning in to this episode. The information contained in this podcast is for informational and entertainment purposes only, and is separate and apart from the wealth coach services provided by Darren Mitchell and Associates, Inc. To its qualified clients, Control and Compound Financial expressly disclaims any and all liability or responsibility for any direct, indirect, incidental or any other damages arising out of any individual's use of this podcast or the information in it.

The views expressed here are those of each participant and guests, and not necessarily those of or endorsed by Control and Compound Financial, its affiliates, subsidiaries, and their respective directors, shareholders, officers, or employees. For full disclosure, visit controland compound.com/podcast-media.