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379: Retirement Beyond Borders: Tanya & Carl’s Plan-B Journey
What does it really take to turn your retirement dream into a real-life move abroad, especially when you’re still working, have roots at home, and aren’t quite ready to pack up everything just yet? That’s exactly the path Tanya and Carl have taken. From their home in Colorado, they’ve spent the past few years researching, investing, and building a retirement plan that stretches beyond borders.
In today’s episode, my colleague Marc Clair sits down with Tanya and Carl to share how they’re turning their retirement dreams into an actionable plan. By establishing Plan-B options in several Latin American countries, they’ve built a roadmap to a freer, warmer, and more sustainable lifestyle. You’ll hear how they navigated uncertainties and found new purpose in creating a simpler, more manageable life abroad for their retirement years.
IN TODAY’S EPISODE
- Listen in to hear Tanya & Carl break down how global events made creating a “Plan-B” a priority, not just a fantasy
- Learn why Tanya & Carl abandoned their early plans for Europe and turned their focus to the warmer, freer climates of Latin America
- Find out how they overcame hesitations to take swift action in putting together their Plan-B
- Hear Tanya and Carl break down which countries they have chosen as their “Plan-A” and “Plan-B” destinations post-retirement
STAY IN TOUCH!
Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse® newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.”
WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026
Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Get your tickets now, as space is very limited.
RELATED EPISODES
377: Building an International Plan-B While Still Living in the U.S.
355: Santiago Peña’s Paraguay: Latin America’s New Freedom Frontier
354: Offshore Upside: How To Take Your IRA International
Mentioned in this episode:
Gold in the Caribbean—No Bank Can Touch It
Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold
Offshore Gold & Silver
No Plan-B Without the Language
If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.
Story Learning Courses
No Plan-B Without the Language
If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.
Story Learning Courses
This Is Your Invitation to The Hub
This isn’t for tourists. This is for serious freedom-seekers. The Hub—our private membership for expats and investors—is now open. Inside, you’ll get $2,000 off every trip, direct access to my offshore Rolodex, and exclusive calls with the sharpest minds in the game. No fluff. No gatekeeping. Just real strategies for real sovereignty. We only open this a few times a year—and spots fill fast. Go to ExpatMoney.com/go.
Join The Hub - Our Paid Members Only Community
Gold in the Caribbean—No Bank Can Touch It
Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold
Offshore Gold & Silver
View all episodes
By Mikkel Thorup
4
173173 ratings
What does it really take to turn your retirement dream into a real-life move abroad, especially when you’re still working, have roots at home, and aren’t quite ready to pack up everything just yet? That’s exactly the path Tanya and Carl have taken. From their home in Colorado, they’ve spent the past few years researching, investing, and building a retirement plan that stretches beyond borders.
In today’s episode, my colleague Marc Clair sits down with Tanya and Carl to share how they’re turning their retirement dreams into an actionable plan. By establishing Plan-B options in several Latin American countries, they’ve built a roadmap to a freer, warmer, and more sustainable lifestyle. You’ll hear how they navigated uncertainties and found new purpose in creating a simpler, more manageable life abroad for their retirement years.
IN TODAY’S EPISODE
- Listen in to hear Tanya & Carl break down how global events made creating a “Plan-B” a priority, not just a fantasy
- Learn why Tanya & Carl abandoned their early plans for Europe and turned their focus to the warmer, freer climates of Latin America
- Find out how they overcame hesitations to take swift action in putting together their Plan-B
- Hear Tanya and Carl break down which countries they have chosen as their “Plan-A” and “Plan-B” destinations post-retirement
STAY IN TOUCH!
Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse® newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.”
WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026
Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Get your tickets now, as space is very limited.
RELATED EPISODES
377: Building an International Plan-B While Still Living in the U.S.
355: Santiago Peña’s Paraguay: Latin America’s New Freedom Frontier
354: Offshore Upside: How To Take Your IRA International
Mentioned in this episode:
Gold in the Caribbean—No Bank Can Touch It
Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold
Offshore Gold & Silver
No Plan-B Without the Language
If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.
Story Learning Courses
No Plan-B Without the Language
If you’re planning to move overseas—or even just set up your offshore Plan-B—learning the local language isn’t optional. It’s protection. It’s access. It’s power. StoryLearning makes it easy to start today, from home, by immersing you in real stories—not grammar drills. Spanish, Portuguese, French, and more—learn the language the smart way before you land. Go to StoryLearningCourses.com.
Story Learning Courses
This Is Your Invitation to The Hub
This isn’t for tourists. This is for serious freedom-seekers. The Hub—our private membership for expats and investors—is now open. Inside, you’ll get $2,000 off every trip, direct access to my offshore Rolodex, and exclusive calls with the sharpest minds in the game. No fluff. No gatekeeping. Just real strategies for real sovereignty. We only open this a few times a year—and spots fill fast. Go to ExpatMoney.com/go.
Join The Hub - Our Paid Members Only Community
Gold in the Caribbean—No Bank Can Touch It
Fiat is failing. Banks are cracking. And smart investors are moving their gold offshore—outside the system. I’ve partnered with a fully insured private vault in the Caribbean where you can buy, store, and protect physical gold… legally and securely. The entire account opening is done online—fast, private, and no nonsense. If you’re serious about protecting your wealth, get the details now at ExpatMoney.com/gold
Offshore Gold & Silver
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