Learn what advice I gave to a college student/driver who is eager to be smart with his money.

1. Pay bills on time.

2. Contribute to 401k and get free money.

3. If in between corporate gigs, contribute to an IRA

Is it all about retirement? It's much easier the earlier you start. You'll need to set aside less money and be richer if you start earlier because you have compounding on your side. For example, even if you are putting away less now, you'll have twice as much money later if you start 10 years earlier.

4. Pay off credit cards, go on cash basis if you have balances.

5. If you handle credit responsibly, get credit cards with miles for air and hotel.

6. Set spending priorities like travel, car, home, etc. Don't waste money on eating out and bar bills or other things that aren't important to you. Treat money as a tool to get what you want.

7. Save as much as you can.

8. And of course, listen to my podcasts from #1 all the way to this one!

Listen to the Wondery podcast, Safe For Work here: wondery.fm/wealthy