On today's show I talk with Adam Rauf, a trustee in bankruptcy and consumer proposal administrator at the Hoyes Michalos St. Catharines and Niagara Falls offices. Adam receives many questions from his clients and came in with a list of 20 concerns that people have when they come in to see him to get out of debt. We narrowed down his list to some questions about what type of debts can be eliminated in a bankruptcy:

1. Can I give back my financed vehicle and get out of my car lease if I file bankruptcy?
2. Will my 407 debts be eliminated in a bankruptcy?
3. If I pay off my consumer proposal early, will there be a penalty?
4. Can a bankruptcy or consumer proposal stop a law suit or wage garnishment due to unpaid debts?