Our guest today has been dubbed The Student Loan Assassin, paying off over $90,000 in loans plus another $10,000 in credit card debt in just 24 months. The total damage? $111,354.33.

We don't cover debt as much as we do earning, saving and retiring early on this show but the fact is many Americans are saddled with a combination of student loans and mounting credit card debt. You struggle to make the right trade-offs. You're discouraged by the totality of the debt, not sure you'll ever see an end to it.

John Kapetaneas is here to offer us some inspiration and his own plan of action for eliminating debt in a short period of time. By day - and probably by night because journalists don't sleep - he is a producer and writer for ABC News covering all sorts of human interest stories. In the process, he's sharing his own courageous story of becoming financially free.

To learn more visit www.somoneypodcast.com.