The Property Couch

587 | Higher Interest Rates: Fix, Float or Hold Your Nerve?


Listen Later

Rates are back in the spotlight… and with them comes the big question: 

👉 Should you fix your loan? 

In this episode, Ben sits down with mortgage experts Luke Oxenham and Kirsty “KD” Dunphey to unpack what rising interest rates actually mean for: 

  • Borrowing power 
  • Mortgage jail 
  • Fixed vs variable decisions 
  • Investor strategy in a rising-rate cycle 

Because just because the bank says you can borrow it… doesn’t mean you should. 


Free Stuff Mentioned 

  •  LIMITED TIME: Free Audiobook – How to Retire on $3K a Week
    If you haven’t started it yet (or you’re halfway through 😉), this is your reminder. The full audiobook is available free on our podcast feed, but only until 18 March. After that, it comes down.
    Don’t miss your chance to listen before it disappears. 
  • 🎧 Exchanges with Evan Lucas: The Inner Workings of the RBA with Sarah Hunter, Chief Economist and Assistant Governor (Economic) at the Reserve Bank of Australia.
  • 📊 Breaking News: Capital Gains Tax Reform 
  • 🏡 Breaking News: Negative Gearing Changes?
  • 🌏 International Women’s Day on 8 March! 
  • 🎙 New Friday Series: The Money Stuff We Don’t Talk About 
    We’re launching a brand-new Friday mini-series to help you get to know the Couch Crew a little better! First theme: “The Hill I’ll Die On.”  
    👉 Keep an eye out each Friday on your podcast feed. 
     

LISTEN TO THE FIRST 20 EPISODES HERE >>

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The Property CouchBy Bryce Holdaway & Ben Kingsley

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