Main Street Business

#603 3 Year-End Retirement Account Deadlines You're Not Thinking About


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These three retirement deadlines before December 31, 2025, could literally double your money overnight, unlock up to $70,000 of Roth contributions, and turn your accounts into a tax-free ATM for your future! In this episode of the Main Street Business Podcast, Mat Sorensen and Mark J. Kohler break down powerful, little-known 401(k) and Roth strategies that most employees and small business owners are completely missing.

You’ll learn how to “match & out” your workplace 401(k) so you don’t leave free employer money on the table, how the Mega Backdoor Roth works using after-tax contributions inside your 401(k), and why high earners and oil rig workers were among the first to exploit it. The guys also cover critical year-end deadlines for setting up a solo 401(k), how to snag valuable small business tax credits, and smart ways to structure Roth conversions so you don’t accidentally bump yourself into a much higher tax bracket. They even touch on using your kids’ earned income to fund their own Roth IRAs and create generational tax-free wealth.

If you want to keep more of what you make, grow your retirement accounts faster, and stop relying on Wall Street or your employer to “save” you, this episode is your year-end checklist.

Listen to the end, then hit subscribe for more tax and wealth-building strategies, drop your questions in the comments, and share this with a friend or family member who needs to take control of their retirement before the year is over!

You’ll learn:

  • How to avoid missing the three major retirement account deadlines coming up before December 31, 2025
  • Why doing a “match & out” on your employer 401(k) can instantly increase your contributions using free employer funds
  • How the Mega Backdoor Roth works inside a 401(k) and why it allows up to $70,000 in Roth contributions
  • Why high-income earners, including oil rig workers, were early adopters of after-tax 401(k) strategies
  • The exact deadlines and setup requirements for opening and funding a Solo 401(k) for small business owners
  • How to use Roth conversions strategically without accidentally jumping into a higher tax bracket
  • How to use earned income for your children to fund their own Roth IRAs and create long-term tax-free wealth

Get a comprehensive tax consultation with one of our Main Street tax lawyers that can build a tax strategy plan with an affordable consultation that will leave you speechless!! 

Here’s the link - https://kkoslawyers.com/services/comprehensive-bus-tax-consult/?utm_source=buzzsprout&utm_medium=description-link&utm_campaign=main-street-business-podcast&utm_content=msbp603-3-year-end-deadlines

  • Grab my eBook 30 Unique Strategies Every Business Owner Should Know!
  • You don't want to miss this! Secure your tickets for the #1 Event For Small Business Owners On Main Street America: Main Street 360
  • Looking to connect with a rock star law firm? KKOS is only a click away!
  • Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute discovery call to explore the Main Street Tax Pro Certification.
  • Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler
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Main Street BusinessBy Mark J Kohler and Mat Sorensen

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