Welcome to The Mindful FIRE Podcast, where we explore living mindfully on the path to financial independence and beyond.

On today's episode, we're doing something a little bit different. Last week on episode 64 of the podcast, we were joined by Nirav Shah, a meditation teacher, philanthropist and early retiree.

Nirav was kind enough to share one of his guided meditations with us and I'm excited to share it with you today.

He calls this meditation the "Black and White Meditation".

I hope you enjoy it and I welcome your feedback.

Get in Touch with Nirav

- Nirav's New Book - Shortcut to Serenity

- Nirav's Website - meditativeman.org

- Nirav's Free Guided Meditations

- Nirav Shah on LinkedIn

More from The Mindful FIRE Podcast

- More Inspiring Interviews

- Free Guided Meditations

PS: Introducing the… 🔥 FIRE Starter Group Coaching Program

You did the “money” part. You saved, invested, and built real options. But if you’re being honest… FU money alone isn’t enough—and you might still feel stuck in “one more year syndrome,” unclear on what you actually want next.

In 10 weeks or less, we’ll help you get clear on what you want—and start living it now—using envisioning, mindfulness, and practical mini-experiments (not endless overthinking).

Interested? Let’s chat: https://mindfulfire.org/chat

🔥 WHO I’m creating this for

This is for you if you’re at or near FI (Coast FI or full FIRE) and:

• You feel stuck after “doing everything right,” but you’re not sure what you’re optimizing for anymore.
• You’re caught between freedom and overwhelm (“I could do anything… so I do nothing”).
• You want clarity and momentum—but you don’t want someone to tell you what to do.

🔥 WHAT we’ll do together (over 10 weeks)

In a small group (mastermind-style), you’ll:

• Get clear on what you actually want (beyond expectations, comparison, and “shoulds”).
• Create a big, meaningful vision for your next chapter—one that fits who you are now.
• Learn the brain science behind envisioning (why it works, and how to use it).
• Turn yo...