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Getting smarter about money is not the same as being more skilled with money. And the research clearly shows that financial outcomes are mediated moreso by behaviour than intelligence. Yet the vast majority of people relentlessly seek information and neglect to take action.

In the first episode of their new series, Ryan and Terry discuss why this is, and share some of their biggest learnings from helping others take action and build skills and habits to improve their money lives.

Also in this episode

• The one thing most money experts get wrong about behaviour when prescribing personal finance solutions.
• A simple model that explains why we do or don’t take an action.
• The least understood component of the behavioural equation.
• The six sources of influence you can use to engineer powerful personal change.

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