Hour 2: Aired on Monday, March 14, 2016

- Steven (Fort Smith, AR) just opened his Roth IRA but needs help diversifying the mutual funds in it.

- Carmen (Bend, OR) asks how much she should pay her kids for allowance/commission.

- Dave talks about how today is the last day for the audiobook and e-book sale on DaveRamsey.com.

- Deena (St. Louis, MO) wonders what to do after her car leases end.

- Clifton and Twilla (Hobbs, NM) are excited to scream that they're debt-free after paying off $41,000 in 32 months!

- Dave encourages listeners to creatively destroy their credit cards and send in the footage.

- Lynea (San Antonio, TX) wants to know if she and her husband should sell their lake house property.