Hour 2: Aired on Tuesday, March 15, 2016

- Kevin (San Francisco) wonders if he needs a bigger emergency fund.

- Frank (Wichita, KS) asks if he should include his car in his bankruptcy.

- Dave talks about his Twitter and YouTube accounts.

- Mark (Chicago) wants to know if he should refinance his mortgage.

- Dwayne (San Antonio, TX) asks if he should keep his savings or pay down debt.

- Dave reads a Twitter question from Dan, who wonders if health insurance should be a necessity.

- Glen (Sydney, Australia) asks when is a good time to hire more people.

- Gary (Phoenix) says his renter wants to buy the home.

- Dave talks about our Christian radio show, Chris Brown's True Stewardship.

- Diana (Chicago) is a single mom and wants to know where to start with her debt.

- Matt (San Antonio, TX) and his wife are disagreeing about Baby Step 3.