Hour 2: Aired on Thursday, March 31, 2016

- Gary (Fort Lauderdale, FL) asks why he should pay on his student loans in Baby Step 2.

- Dave reads a Facebook question from Briana, who wonders if she should cash out her Roth IRA to pay her credit card debt.

- Mark (Grand Junction, CO) wants to know how to motivate a future medical practice partner who is misbehaving and unmotivated.

- Tracy (Tacoma, WA) asks about 529 plans versus mutual funds.

- Amy (Seattle) wonders how to handle being the executor of her parents' wills.

- Dave reads the Blinds.com question of the day from Dale, who asks if supplemental insurance is worth having for cancer and heart attacks.

- Abby (Cincinnati) was given stock as compensation, and she wants to know if she should cash it out.

- Stacy (Alexandria, VA) asks if she and her husband should buy a new car.

- Dave goes on a rant about how we go crazy by rationalizing how much money we spend on cars.