Hour 1: Aired on Friday, April 1, 2016

- Jason (Raleigh, NC) asks if he and his wife should prioritize paying off debt or saving for another baby.

- Dave talks about his most popular class, Financial Peace University, and encourages listeners to attend.

- Courtney (Boston) has a home equity line of credit that's in collections.

- Dave talks about Financial Literacy Month and introduces the Teacher Appreciation Giveaway sponsored by Zander Insurance.

- Max and Tiffany (Nashville) are debt-free after paying off $61,000 in four years and two months!

- Jim (Austin, TX) asks about hiring for a small business.

- Dave reads the Blinds.com question of the day from Malcolm, who wonders if he should postpone his 401(k) matches for two years to save for a house.

- Ryan (Springfield, MO) is being sued over credit card debt and wonders what to do.