Hour 1: Aired on Monday, April 4, 2016

- Erik (Savannah, GA) asks when to outsource hiring.

- Erica (Indianapolis) wants to know if she should roll her 403(b) into a Roth IRA.

- Susan (Los Angeles) and her fiancé both won cars on a game show, and she wonders if they should sell one or both to pay for their upcoming wedding.

- Tucker (Orlando) asks Dave to explain "principal and interest" and how it's calculated.

- Adam and Ashley (Oklahoma City, OK) are excited to shout that they are debt-free after paying off $102,000 in 24 months!

- Dave read a Twitter question from Mark, who wonders what to do if an emergency exceeds the $1,000 they have in their emergency fund.

- Shelley (Memphis, TN) is being chased for mortgage payments after a bankruptcy.

- Angie (Boise, ID) is about to have three kids in college.