Hour 3: Aired on Tuesday, April 5, 2016

- Brittany (Minneapolis, MN) wants to know if she should be investing more than 15% to make up for the past few years.

- Jennifer (Palm Beach, FL) owes more on her condo than it's worth and asks how to get out of it.

- Dave reads the Blinds.com question of the day from Courtney, who questions if she should take online courses while on Baby Step 2 or put it off until she's finished paying off debt.

- Cynthia (New York) asks how to split up her savings.

- Patty (Denver) is scared of the stock market.

- Matthew and Amanda (Milwaukee, WI) are debt-free after getting rid of $165,000 in five years!

- Dave reads the Scripture and quote of the day.

- Serena (Effingham, IL) wonders if she and her husband should buy a mobile home.

- Dave reads more from Twitter.