Hour 3: Aired on Wednesday, April 6, 2016

- Gary (Wichita, KS) has a question about the thrift savings plan.

- Aaron (Pensacola, FL) will be in the Navy for eight more years and asks if he should alter his Baby Step process.

- Linda (Dallas) wonders if she should take out a new mortgage.

- Heidi (Greenville, SC) wants to know where to put money for six months.

- Brent (Lexington, KY) wonders about the best advice he can give to his parents who are going through Financial Peace University.

- Timothy and Emily (Nashville) are debt-free after paying off $30,000 in two years! Emily is a Ramsey Solutions team member.

- Colleen (Carson City, NV) and her husband differ on how to manage their money between saving for a house or college.

- Dave reads the Scripture and quote of the day.

- Deborah (Spokane, WA) asks about company stock options.

- Braden (San Antonio, TX) wants to know if he should start a business or buy a house first.