Hour 3: Aired on Monday, April 11, 2016

- Caela (Columbus, OH) says her husband just found $31,000 in student loan debt his parents took out and he owes.

- Dave rants briefly about Caela's situation and parent-plus loans in general.

- Dave talks about our Graduate's Survival Guide product.

- Matt (San Diego) wants to know how to pay off his business debt and then plant a church.

- Dave reads a Facebook question about whole life insurance at age 55.

- Dave welcomes guest Christy Wright to talk about women in business as well as to discuss Business Boutique.

- Rachel (Champaign, IL) asks how to turn her scrapbooking hobby into a business.

- Susan (Kansas City, KS) wants to know how to start a sewing or baking business that she legally can't run out of her home.