Hour 3: Aired on Wednesday, April 13, 2016

- Albert (Tulsa, OK) has no money after battling cancer and is facing foreclosure.

- Dave talks about the specials currently running on some of our product bundles at DaveRamsey.com.

- Dale (Meridian, MS) is in the military and needs help choosing funds for a TSP and his wife's Roth IRA.

- Dale has a second question about saving for college in an ESA vs. a 529.

- Emily (Phoenix) wonders what to do with her old 401(k).

- Doug and Lynette (Houston) are debt-free after paying off $119,200 in 6.5 years!

- Dave rants about how people should aim to pay off their houses like Doug and Lynette did.

- Dave reads the Scripture and quote of the day.

- Steve (Louisville, KY) asks about the best way to start saving and pay off debt.

- Dave reads the Blinds.com question of the day from Jen, who wants to know if she should stop retirement and save cash to pay off her fiancée's debts after getting married.

- Dave talks about the upcoming live events this weekend in Orlando.