Hour 3: Aired on Thursday, April 14, 2016

- Max (Huntsville, AL) asks if he should take his savings down to $1,000 to pay off debts.

- Emily (Hattiesburg, MS) is getting grief from a family member for wanting to buy a beach condo.

- Katrina (Omaha, NE) wants to know if she and her husband should buy a home.

- Justin (Shreveport, LA) wonders how to get his wife on the same page about money.

- Lane and Krista (Lafayette, LA) are debt-free after paying off $70,000 in 34 months!

- Dave reads the Scripture and quote of the day.

- Debbie (Indianapolis) has a question about getting a mortgage on a vacation property.

- Mike (Kenosha, WI) asks about switching to a fixed-rate, 10-year mortgage.