Hour 1: Aired on Tuesday, April 19, 2016

- Tracy (Boston) wants to know if she and her husband should help their young son buy an expensive item while it's on sale.

- Alex (Nashville) is upside down on his car and wonders how he can rid of it while keeping his finances in good shape.

- Liz (Houston) has bad memories of her current house but worries how selling it will affect her finances.

- Chris (Decatur, IL) says his wife doesn't understand the debt snowball or how to apply it.

- Angel (Portland, OR) wants to know how to balance saving for an emergency fund versus saving for her daughter's college.

- J.R. and Ann (Winston-Salem, NC) are debt-free after paying off $95,000 in 13 months!

- Lea (Virginia Beach, VA) asks about a 15-year adjustable-rate mortgage versus a 30-year fixed loan.

- Annette (Hamilton, OH) says her and her husband's life insurance options are limited because of his sleep apnea.

- Dave reads the Blinds.com question of the day from Beth, who wonders if she should use her own attorney or the one provided by her insurance company after a car accident.

- Herb (Indianapolis) is new to budgeting and has an unpredictable paycheck.

- Chris (Dallas) has a question about investigating tax return abuse involving his son.

- Dave reads a Twitter question from Jennifer, who asks if she should pay a nominal fee to have her mortgage company enroll her in a mortgage accelerator program.