Hour 3: Aired on Wednesday, April 20, 2016

- Tom (Champaign, IL) wonders if he should sell his van or save cash to afford another car.

- Patrick (San Francisco) asks about the next step to becoming financially independent.

- Rebecca (Tampa, FL) and her siblings are inheriting $100,000+ each, but she's worried about her homeless sister who makes bad money decisions.

- Dave reads a Twitter question from Josh, who asks what happens to the money in a 529 plan if you save more than your kid needs for college.

- Dave talks about the success of "Foundations in Personal Finance."

- Dave promotes our Teacher Appreciation Giveaway and $55,000 Financial Literacy Challenge.

- Dave reads the Scripture and quote of the day.

- Zee (Houston) wonders if he should sell his car to pay off his $5,000 medical bill.

- Barb (Saginaw, MI) asks if she should pay her daughter's student loans to relieve her of the stress while she's overcoming alcoholism.