Hour 1: Aired on Thursday, April 21, 2016

- Shelley (Dallas) asks about investing in a real estate investment trust.

- Ashley (Oklahoma City, OK) is putting so much into her 401(k) that her other savings plans are falling behind.

- Joseph (Atlanta) wonders if he should buy a home or keep renting.

- Ryan (Mansfield, OH) wants to know if he should keep money in a health savings account and pay medical bills elsewhere because of the tax advantage.

- Dave reads a Facebook question from Greg, who asks what taxes he will incur from selling an inherited property.

- Will and Megan (St. Louis, MO) are debt-free after paying off $58,000 in 24 months!

- Jackie (Bowling Green, KY) wonders if she should rearrange the Baby Steps to achieve her goals.

- Jimmy (Lexington, KY) asks if there is a statute of limitations on his 10-year-old medical debt that's in collections.

- Dave reads the Blinds.com question of the day from Lisa, who asks about an insurance settlement from when her son was attacked by a dog.

- Christine (Denver) wonders how much life insurance she needs as a single woman who hopes to get married and have kids.

- Scott (Evansville, IN) asks if he should roll his wife's old 401(k) to a traditional IRA or a Roth IRA.

- Dave reads a Facebook question from Nicole, who wants to know the best place to keep an emergency fund.