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Hour 3: Aired on Monday, May 2, 2016
- Dave talks about the $20,000 Rainy Day Giveaway and the$10sale at DaveRamsey.com.
- Patricia (Birmingham, AL) wonders how long it will takehertopay off her debt based on her debt-to-income ratio.
- Jonathan (Houston) asks if he should continue with schoolorfocus on his business.
- Dave talks about how the show is now streaming on YouTube.
- Logan and Rachel (Nashville) are debt-free after payingoff$176,000 in 19 months!
- Scott (Dayton, OH) asks if the drop in mortgage percentageisworth it to refinance.
- Dave welcomes guest Rachel Cruze, and they talk aboutpre-salesfor her book "Love Your Life Not Theirs: 7 Money Habitsfor Livingthe Life You Want," as well as debt amongmillennials.
- Amy (Ann Arbor, MI) asks how to start budgeting when youhavedebt.
- Dave reads the Scripture and quote of the day.
- Dave promotes the Smart Conference in Los Angeles andRachel'sSmart Money event in Tucson.
- Isis (Tampa) is getting pushback from family when theytalkabout working to become debt-free.
- Dave plugs Rachel's upcoming events and book.
By Ramsey Network4.5
3778537,785 ratings
Hour 3: Aired on Monday, May 2, 2016
- Dave talks about the $20,000 Rainy Day Giveaway and the$10sale at DaveRamsey.com.
- Patricia (Birmingham, AL) wonders how long it will takehertopay off her debt based on her debt-to-income ratio.
- Jonathan (Houston) asks if he should continue with schoolorfocus on his business.
- Dave talks about how the show is now streaming on YouTube.
- Logan and Rachel (Nashville) are debt-free after payingoff$176,000 in 19 months!
- Scott (Dayton, OH) asks if the drop in mortgage percentageisworth it to refinance.
- Dave welcomes guest Rachel Cruze, and they talk aboutpre-salesfor her book "Love Your Life Not Theirs: 7 Money Habitsfor Livingthe Life You Want," as well as debt amongmillennials.
- Amy (Ann Arbor, MI) asks how to start budgeting when youhavedebt.
- Dave reads the Scripture and quote of the day.
- Dave promotes the Smart Conference in Los Angeles andRachel'sSmart Money event in Tucson.
- Isis (Tampa) is getting pushback from family when theytalkabout working to become debt-free.
- Dave plugs Rachel's upcoming events and book.

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