Hour 3: Aired on Thursday, May 5, 2016

- Elizabeth (Oklahoma City, OK) says her dad wants her to buy him a truck with her mom's life insurance money.

- Nicole (Portland, OR) tells Dave her husband and father own a business and mismanage the money.

- David (San Antonio, TX) asks when he should take money out of his annuities.

- David (Baton Rouge, LA) may have to do a short sale on his house because it's unsellable because of faulty drywall.

- Irving (Tucson) says his wife doesn't think he should get a second job.

- Dave reads the Scripture of the day.

- Roger (Los Angeles) owns 20 rentals and asks if he should sell off some of them to pay down his debt.

- Ashley (Albany, NY) asks about staying home with her kids.