Hour 3: Aired on Monday, May 9, 2016

- Shannon (Bismarck, ND) wonders if she should still max out her retirement savings in Baby Step 7 or save cash to buy a new house.

- Nicole (Charlotte, NC) wants to be a stay-at-home mom but is worried about how that affects her debt payoff.

- Elena (Los Angeles) has parents who are asking for money.

- Joseph (Houston) wonders if he should stop Baby Step 4 to go back to school for his MBA.

- Shaw (Nashville) is debt-free after paying off $90,000 in four years!

- Ella (Sarasota, FL) wants to know how to buy a house from her in-laws.

- Dave reads the Scripture and quote of the day.

- Kristen (Sacramento, CA) has a question about setting up business accounting.

- Mike (New York) asks about deciding whether to keep or sell a house.