Hour 2: Aired on Tuesday, May 10, 2016

- Jeff (Lincoln, NE) wants to know how to prepare himself for his leadership role as a manager.

- Dave reads a Twitter question from Gabe, who asks how many mutual funds he should have in each of the four categories Dave recommends.

- A.J. (Iowa) has two job offers and wants to know how to decide between the two.

- Heather (Boulder, CO) asks if she should take out a home equity loan to pay off other debt.

- Dave reads a question from Twitter that asks if parents of twins, triplets, etc. should plan differently for college savings.

- Dave reads a Twitter question from someone who wants to know the best first step to take when it comes to saving money.

- Noah and Marlena (Omaha, NE) are debt-free after paying off $109,500 in 18 months!

- Dave reads the Blinds.com question of the day from Jeremy, who has a question about catching up on his bills.

- Claudia (Knoxville, TN) says she has a friend who lives in her rental and can't pay rent.

- Dave discusses the problems with enabling.

- Dave reads a Twitter question from someone who wonders how to make money-budgeting principles apply to time-budgeting.