Hour 3: Aired on Tuesday, May 10, 2016

- Melissa (Denver) has a question about selling a car and being debt-free.

- Heidi (Los Angeles) is in the military and wants to know when to buy a house.

- Dave reads a Twitter question from Gina, who wonders if it's possible to convert a traditional IRA to a Roth IRA.

- Jenna (Great Bend, KS) is getting married in November and asks if they should buy a house or rent.

- Renee (Orlando) has a question about refinancing her home or doing a short-sale.

- Ryan (Dallas) wants to know if he should tithe on the $10,000 his sister-in-law gave to him.

- Chris and Amy (Quakertown, PA) are debt-free after paying off $15,000 in seven months.

- Dave reads a Twitter question from Jack, who asks how much money he should save before starting a new business.

- Virginia (Winston-Salem, NC) wants to know how to do a profit and loss statement for herself.

- Dave reads the Scripture of the day.

- Priscilla (Raleigh, NC) wonders if she can trust companies that claim to be able to raise her credit score.

- Joe (Sacramento, CA) says he confronted his wife about her secret gambling debt and now she's leaving him.