Hour 2: Aired on Wednesday, May 11, 2016

- David (Memphis, TN) says his 70-year-old mother has received several windfalls and is giving all the money away when she needs it for herself.

- Conrad (Nashville) asks about mutual funds and building wealth outside of retirement savings so he can access the money earlier.

- Dave reads an email from Liz and Ron, who want to know how to get all the necessary house documents after paying off their mortgage.

- Dave reads an email from Michael, who saved a lot of money on his insurance policies by using an Endorsed Local Provider.

- Angie and Tom (Portland, OR) are excited to be debt-free after paying off $145,000 in four and a half years!

- Jon (Washington, D.C.) has one credit card left to pay off and wants to know if he should transfer the balance to a lower APR card.

- Mike (New York) asks about two debt collections.

- Jay (Los Angeles) has a question about stopping the payments on his credit card if he's filing bankruptcy.