Hour 3: Aired on Wednesday, May 11, 2016

- Dave rants about discussing finances with your parents and the importance of wills.

- Josh (Wilmington, NC) asks if he should sell his rental or refinance it.

- Jared (Boise, ID) wants to know how to market his small electrical contracting business.

- Dave reads the Blinds.com question of the day from Ethan, who wonders when he should think about long-term care insurance.

- Sandy (St. Louis, MO) has a child with an illness that led to medical debt and bankruptcy, and Sandy has no idea how to start over.

- Paul (Grand Rapids, MI) wants to know how to teach his children about Dave's principles.

- Vaughn (Orlando) says his wife wants to buy a house and have a baby, but they are $20,000 in debt.

- Cory (Sarasota, FL) wants to teach his dad how to be financially responsible.