Hour 2: Aired on Thursday, May 12, 2016

- Dave announces the winner of the $40,000 Financial Literacy Challenge Scholarship! It's Ellen McGregor, who is from Tupelo, MS and will attend the University of Georgia to major in fashion merchandising.

- Dave welcomes guest Chris Hogan, and they talk about Chris's upcoming live appearances and events.

- Dave and Chris talk about how pro football players can overspend and gives some startling statistics for these professional athletes.

- Cyan (Odessa, TX) wonders how to max out her retirement savings as part of Baby Step 7.

- Bruce (Columbus, OH) is 54 years old with $1 million in savings and has a question about money that his employer can transfer for him.

- Sue (Phoenix) gives Dave and Chris her numbers and asks if she's on the right track for a good retirement.

- Robbie and Lisa (Edmonton, Alberta, Canada) have paid off $300,000 in four and a half years and are now debt-free!

- Sarah (St. Paul, MN) has $24,000 in student loans and wants to know if she should participate in a certain type of debt forgiveness program.