Hour 2: Aired on Friday, May 13, 2016

- Anna (Albany, NY) asks how to collect from a client who has not paid her.

- Dave expands on the last call and gives advice about learning lessons in business.

- Michael (Tucson, AZ) is a first-time landlord who wants to know the tax implications of expensing repairs.

- Matthew (San Diego) has a question about pausing retirement savings for school.

- Andrew and Katarina (Atlanta) are debt-free after paying off $18,400 in seven months!

- Dave talks about Rachel Cruze's upcoming book "Love Your Life Not Theirs: 7 Money Habits for Living the Life You Want."

- Dave reads a Facebook question from Tiffany, who asks Dave what he did to celebrate becoming debt-free.

- Jen (Alberta, Canada) wonders if she should get rid of whole life insurance now that she has contracted a disease.

- Sam (Fort Worth, TX) wants to know how to afford a divorce/custody attorney while on Baby Step 2.

- Dave reads a Twitter question from Becky, who asks if Dave literally means rice and beans when he says to "live on rice and beans."