Hour 3: Aired on Friday, May 13, 2016

- Dave welcomes guest Chris Brown to talk about Chris's radio show and upcoming live events.

- Dylan (Fargo, ND) says his parents are trying to talk his sister into taking out student loans to pay for her college.

- Neil (Springfield, IL) wonders if he should sell his SUV.

- Dave and Chris go over the upcoming Live Event schedule.

- Dave reads the Blinds.com question of the day from Brenda, who asks about a general (or durable) power of attorney.

- Wendy (Pittsburgh) wants to know how to incorporate a pay schedule change into her budget.

- Quentin (Chicago) says his wife isn't sticking to their budget.

- Taylor (Charlotte, NC) wonders if he should get a bigger apartment.

- Dave reads the Scripture and quote of the day.

- Chandler (Logan, UT) wants to know what he should do with his summer earnings.

- Robert (Branson, MO) asks how to best use the proceeds from a business.