Hour 2: Aired on Friday, May 20, 2016

- Dave welcomes guest Chris Brown to the studio.

- Dave and Chris talk about the recent Stewardship Conference live event.

- Pam (Boise, ID) lives in an area that is targeted for fracking and asks if she should prepare to sell her house.

- Tommy (Huntsville, AL) wants to know how to start on a debt-free plan.

- Dave and Chris talk about the fall Smart Conference events.

- Sheila (Seattle) has some estate planning questions.

- Carolyn (Kansas City, MO) wonders if she should take money from her CD to pay off debt.

- Jason (San Francisco) needs to know how to talk to his brother-in-law about money.

- Mark and Lorena (Cincinnati) have paid off $59,000 in 22 months and are now debt-free!

- Dave reads the Blinds.com question of the day from Tracey in Ohio, who asks if she and her husband should put the Baby Steps on hold while he is out of work.

- Evan (Atlanta) is 21 years old and wants to start a small business.

- Tawana (Arkadelphia, AR) has a husband who isn't on board with a budget.