Hour 3: Aired on Friday, May 20, 2016

- Christina (Des Moines, IA) wonders how to invest financial gifts from her parents to her kids.

- Jennifer (Springfield, IL) wants to know what to do with their money while they are serving in Africa.

- Dave talks our EveryDollar budgeting software.

- Brandon and Jamie (Denver) ask if they are giving their first employee too much insight into their finances.

- Francisco (Palm Springs, CA) has a question about the best way to pay his property taxes.

- Bob and Elizabeth (Charleston, WV) are excited to scream that they've paid off $114,000 in 30 months and are debt-free!

- Dave reads the Scripture and quote of the day.

- Dave talks about Rachel Cruze's new book "Love Your Life, Not Theirs: 7 Money Habits for Living the Life You Want."

- Ellie (Kansas City, MO) says she needs to fix her house before she can sell it.

- Mike on Twitter asks if he should run a small company's finances the way Dave tells people to run their personal finances.