Hour 3: Aired on Thursday, May 26, 2016

- Christina (Nashville, TN) wants advice on how to help her 19-year-old sister who has a child with cancer.

- Dave discusses Ramsey Solutions' high school curriculum, Foundations in Personal Finance, then talks with Jeff Zander from Zander Insurance about his sponsorship of the curriculum.

- Dave announces Robin (Covington, LA) as one of the two grand prize winners from the Teacher Appreciation Giveaway.

- Adam (Dallas, TX) paid off $40,000 in 20 months and is now debt-free!

- Tammy (Dayton, OH) was on show several months ago and in a tough spot. She called today to talk about the major changes she's made and how much better things are going.

- Larry (Amarillo, TX) has questions about capital gains on selling a single stock.

- Aaron (Louisville, KY) asks whether he should cash out his mutual funds to pay down the mortgage.