Hour 3: Aired on Tuesday, May 31, 2016

- Michael (Hartford, CT) wants to know Dave's opinion on supplemental insurance policies.

- BJ (Dayton, OH) wonders if she should give her son a house as a wedding gift.

- Nick (New York) owes $14,000 to his college.

- Chris (Nashville) is debt-free after paying off $10,800 in six months.

- Dave talks about the $10 Sale at daveramsey.com.

- Jeff (Norfolk, NE) asks if he should sell his car.

- Dave reads Scripture and quote of the day.

- Heather (Phoenix) says her daughter wants to know how to teach Dave's principles to her student group at college.

- Simone (San Francisco) has an ex who wants to buy his portion of their house.