Hour 3: Aired on Friday, June 10, 2016

- Kelly (Canada) asks how to get her husband on board with the Baby Steps.

- Anna (Atlanta) is a high school student whose parents want to lease a car and have her pay for it.

- Blair (Raleigh, NC) is unhappy with her teaching career and wants to know how to transition to a job in real estate.

- James and Heather (Austin, TX) are debt-free after paying off $67,000 in 30 months.

- Megan (Atlanta) wants to know if she can afford a home.

- Dave reads the Scripture and quote of the day.

- Dave reads the Blinds.com question of the day from Mike, who wonders how to make a zero-based budget when his pay varies from month to month.

- Kay (Tampa, Florida) asks if she should file bankruptcy when half of her $60,000 in debt is student loans.