Hour 2: Aired on Wednesday, June 15, 2016

- Guest hosts Ken Coleman and Chris Hogan run down the new Smart Money Tour dates for the fall.

- Erin (New York) is handling money with depression and anxiety.

- Gary (Phoenix) asks what to do with the $90,000 he's getting from his late brother's retirement account.

- Jim (Pueblo, CO) wonders if he should buy life insurance so his wife has some money, along with his pension spousal support, after he dies.

- Ken and Chris answer a YouTube question from Wendy, who wants to know how to go from dreaming about retirement to getting more information about it.

- Ken and Chris read the Blinds.com question of the day from Sarah, who needs to know if she should cash out her 401(k) to pay down her credit card debt.

- Chris and Ken talk about the new Ramsey Solutions research study, "Millennials Outperforming Older Generations In Retirement Readiness".

- Brad (Asheville, NC) asks how to allocate his 403(b).

- Ryan (Springfield, IL) wants to know if he should invest now or move out first.

- Katie (Boise, ID) wonders if she should tithe from her retirement account to avoid paying taxes on it.

- Chris and Ken answer a YouTube question from Brandon, who asks how to include his mandatory pension into the R:IQ calculation.