Hour 3: Aired on Wednesday, June 15, 2016

- Joanna (Steamboat Springs, CO) wants to know what investing she should be doing as a stay-at-home mom with no debt.

- Andrew (Beaumont, TX) asks if he should sell his house to a friend who has offered to buy it.

- Jennifer (Tucson, AZ) owns a co-op with her brother and has a question about renovations.

- Dave reads a Twitter question from Nancy, who wonders if renting-to-own a home is ever a good idea.

- Corey and Heather (Nashville) are debt-free after paying off $94,000 in 34 months.

- Dave reads the Scripture and quote of the day.

- Walt (Grand Rapids, MI) needs to decide what to do with a $10,000 gift from his parents.

- Phil (Chicago) is close to retirement age and asks if he should be putting the maximum of $6,500 into an IRA.

- Ray (San Antonio, TX) wonders if he should sell his house or keep it and rent it out when he moves to a new home.