Hour 3: Aired on Monday, June 27, 2016

- Keegan (Indianapolis) says his wife doesn't know how much she owes in student loans.

- Alex (Phoenix) wants to know how to pay off the house.

- Joe (Salt Lake City, UT) asks if he should renew his life insurance.

- Sheri (Kansas City, MO) wonders how she can pay off the house.

- Dan and Chelsea (Provo, UT) have paid off $225,000 in three years and are now debt-free!

- Dave reads the Scripture and quote of the day.

- Dave promotes "The Dave Ramsey Show" YouTube Channel.

- Katelyn (Richmond, VA) asks about buying a house on contingency.

- Chris (Las Vegas) says his wife will not budget or make a plan.