Hour 3: Aired on Friday, July 1, 2016

- Dave rants about how Americans don't pay attention to their money and get deeply in debt.

- Jordan (Greenville, SC) just graduated college and asks if he should work toward buying a house.

- Alex (Tyler, TX) wants to talk to his parents about his decision to join the military as a chaplain.

- Jade (Cookeville, TN) has paid off $19,500 in 19 months and is debt-free!

- Evan (Seattle) wants to know Dave's advice on buying foreclosures to get a great buy.

- Dave reads the Scripture and quote of the day.

- Dave reads the Blinds.com question of the day from Jason, who asks if it's wise to sell stock to raise money for a down payment.

- Carlyn (Phoenix) wants to know how to start a Roth IRA since she's in college.

- Scott (Atlanta) has a house that shot up in value and he wants to sell it.

- Dave reads a Facebook question from Pam, who wonders if it's ever a good idea to have an extra cancer policy on your insurance.