Hour 1: Aired on Monday, July 4, 2016

- Jay (New York) owes $25,000 in student loans and wants to pay it down with his late wife's 401(k).

- John (Tuscaloosa, AL) is middle-aged with no money in retirement except for his government pension.

- Dave reads a Twitter question from Adam, who asks if he should still tithe to his church when the leadership handles money unwisely.

- Joshua (Phoenix) wonders if he will have to assume his father's debt when he dies.

- Dave reads the Blinds.com question of the day from Carl, who asks whether he'll pay taxes if he sells the fine art he inherited.

- Chris and Lynn (Charlotte, NC) have paid off $63,000 in 26 months and are debt-free!

- Lisa (San Francisco) wonders how to get rid of a property she has owned since before she was married.

- Art (Denver) asks how to get a spouse on board with Dave's plan.