Hour 3: Aired on Monday, July 4, 2016

- Nick (Raleigh, NC) earns $110,000 a year but can't get his head above water.

- Ty (Medford, OR) asks if he should select a 457(b) or Roth IRA.

- Maurice (Baton Rouge, LA) has a question about a new or existing build.

- Thomas and Keesha (Raleigh, NC) are debt-free after paying off $94,000 in three years!

- Dave reads the Scripture and quote of the day.

- Dave talks about the various debt-free visitors meeting and becoming friends in the lobby.

- Josh (Phoenix) asks what to do with an inheritance.