Hour 1: Aired on Tuesday, July 5, 2016

- David (Baltimore) received a random offer to buy his house and wonders if he should sell.

- Dave talks about how he's still recovering from the Independence Day festivities.

- Meagan (Atlanta) has a question about paying off cars with cash gifts from her wedding.

- Dave reads the Blinds.com question of the day from Joshua, who wonders if he should borrow against his Thrift Savings Plan to pay off his motorcycle.

- Drew (Cincinnati) has paid off all his debts but the mortgage and wants to know what Baby Step he's on.

- Jarod and Joylynn (Hilo, HI) are debt-free after paying off $85,000 in 18 months!

- Lee (Houston) wants to know how to handle his late mother's debt and estate.

- Meggan (Bakersfield, CA) wonders how prepaid mortgage principal payments work.

- Dave continues explaining how principal payments work.