Hour 1: Aired on Wednesday, July 6, 2016

- Eric (Denver) asks if he should stop Baby Step 2 to fund his living expenses during medical school.

- Caleb (Joplin, MO) wants to know how to help his elderly grandmother with her finances now that she's in a nursing home.

- Alana (Boston) wonders if she should use prepaid debit cards to travel for her job.

- Levi (Burns, OR) needs to know the best way to save for a home.

- Dave talks about the radio show Chris Brown's True Stewardship.

- Dave reads a Twitter question from a fan, who asks how to deal with a letter from a collector.

- Dan (Nashville) is debt-free after paying off $29,000 in 10 months!

- Clint (Pittsburgh) wants to know what to do with an inheritance.

- Lucas (Denver) has a question about refinancing his home to pay down student loans.

- Patti (Clarkston, WA) wonders if she should defer her Social Security payout and live off her husband's Social Security income.

- Dave talks about his show's live YouTube stream and encourages listeners to participate in the chat room.

- Ross (Austin, TX) wants to know how to use proceeds from his home sale.