Hour 3: Aired on Monday, August 22, 2016

- Deborah (Orlando) says her marriage is struggling because of money problems.

- Dave talks about how he and Sharon had tough times in their marriage during bankruptcy.

- Jason and Christine (Norman, OK) are debt-free after paying off $124,000 in two years.

- Darren (Phoenix) says his brother has offered to loan him money to pay off his debt.

- Dave reads the Scripture and quote of the day.

- George (Midland-Odessa, TX) wonders if he should borrow money or cash out an IRA to get rid of credit card debt he incurred for his business.

- Kathy (Houston) wants to know if using debit cards online is safe.