Hour 2: Aired on Friday, July 8, 2016

- Christy (Toledo, OH) asks how to pay for an upcoming surgery while working through Baby Step 2.

- Tyler (Oklahoma City, OK) wonders if he should refinance his house again to get a lower payment.

- Dave reads a Facebook question from Catherine, who wants to know what to do when your house is literally falling apart and you owe more than it's worth.

- Barb (Cincinnati) has a question about using savings to pay down debt on her condo.

- Doug (Bend, OR) can't get any traction because his wages are being garnished.

- RaShaun and Jessica (Lexington, KY) are debt-free after paying off $70,000 in four years and nine months!

- Rick (Omaha, NE) asks if he should have paid cash for a car or taken advantage of a good financing deal.

- Josh (Clemson, SC) needs to know if he should buy term life insurance.

- Natalie (Cincinnati) wants to resolve a Parent Plus loan situation with her father.

- Michelle Lynn (Toronto, Ontario, Canada) wonders if she should get a temp job until her work visa situation is resolved.