Hour 3: Aired on Friday, July 8, 2016

- Patrick (Birmingham, AL) wants to know how to save money for his kids' college fund.

- J.J. (Houston) asks how to balance forced retirement savings with putting money away for his daughter's college tuition.

- Joey (Las Vegas) wonders if he should get solar panels for his house to save money on electricity.

- Mike (Houston) has $1 million in retirement and wants to know what to do with that money.

- Gary and Michelle (Omaha, NE) are debt-free after paying off $58,000 in three and a half years!

- Dave reads the Scripture and quote of the day.

- Charles (Lexington, KY) has a question about using investments and an inheritance to pay down student loans.

- Josh (Miami, FL) needs to know if he should sell his car to pay off credit card debt.

- Austin (Tucson, AZ) asks if he should pay cash for a house or take out a mortgage.