Hour 3: Aired on Friday, August 26, 2016

- Ken Coleman and Chris Hogan take calls this hour.

- Julie (Knoxville, TN) has taken out payday loans and needs help.

- Sarah (Gainesville, FL) needs to know if she should franchise her small business.

- Janice (Spokane, WA) is 59 and wonders if she can withdraw from retirement savings to fix her roof.

- Ken and Chris talk about the Retire Inspired podcast.

- Rosie (St. Augustine, FL) is a single mom who is upside down on her car.

- Ron (Houston, TX) needs to know when he can draw from his annuities.

- Dee (San Antonio, TX) must withdraw from her retirement savings because of her age.

- Jennifer (Tucson, AZ) asks where to keep an extra $12,000.

- Rob (Peoria, IL) is starting a small business and wants to attract a customer base.