Hour 1: Aired on Wednesday, July 13, 2016

- Ken Coleman, Chris Hogan and Chris Brown guest host for the hour.

- The hosts talk about our YouTube Channel and the YouTube chat room.

- Danna (Seattle) has a question about where to start with her student loans.

- Ken talks about the success of Chris Brown's True Stewardship.

- The hosts discuss the newest Ramsey Solutions research study about retirement education.

- Jason (Austin, TX) asks what happens after he exceeds the retirement contribution limit.

- Our hosts answer a YouTube question from Megan, who wants to know how to convince herself to tithe during Baby Step 2.

- Scott (Springfield, MA) needs to choose between a Roth IRA and a 401(k).

- Jen (Tulsa, OK) says her financial decisions are affecting her relationship with her in-laws.

- Jessica (Eugene, OR) says her parents took out a PLUS loan for $44,000.

- Luke (Buffalo) wants to know how to save enough cash to buy a house after he gets married.

- Libby (Las Vegas) wonders how to teach her teenage son to budget.